About Us
Njuwa Capital specializes in providing soft loans ranging from 3,000 to 20,000 Kenyan Shillings, offering reliable and fast solutions for your financial needs.
At Njuwa Capital, we believe that financial empowerment is key to unlocking dreams and building thriving communities. As a soft loan provider, we are driven by the desire to make financial resources accessible, affordable, and reliable for individuals and small businesses alike. We understand the challenges people face in accessing capital, and we are dedicated to bridging that gap with trust, transparency, and commitment.
Loan Products
- 3,000 to 5,000 KSh: Registration Fee 500 KSh, Processing Fee 3% of Loan Amount, Interest 15%, Duration 15 days, Penalty 1% of Principal Amount per day.
- 5,500 to 12,000 KSh: Registration Fee 500 KSh, Processing Fee 3% of Loan Amount, Interest 15%, Duration 20 days, Penalty 1% of Principal Amount per day.
- 12,500 to 20,000 KSh: Registration Fee 500 KSh, Processing Fee 3% of Loan Amount, Interest 15%, Duration 25 days, Penalty 1% of Principal Amount per day.
Requirements
- Registration Fee: 500 KSh
- Client's ID
- Business Permit
- One Guarantor
- Guarantor's ID
- 4 References
- Business and Home Visit
Mission & Vision
Mission: To provide fast, reliable, and affordable soft loans that support individuals and small businesses in achieving financial stability and growth.
Vision: To become a leading provider of accessible and customer-focused financial solutions that uplift communities and transform lives across regions.
Slogan: Empowering Dreams One Loan at a Time.
Core Values
- Integrity: We uphold honesty and transparency in all our dealings.
- Empowerment: We are committed to supporting our clients' goals and growth.
- Accessibility: We ensure that our services are accessible to everyone.
- Reliability: We deliver on our promises with speed and consistency.
- Customer Centricity: We prioritize our clients' needs and satisfaction.
Videos
Watch our videos to learn more about our services and customer experiences.
Gallery
Take a look at our journey, services, and happy clients!


